TERMS OF USE

TERMS OF USE

1. ACCEPTANCE OF TERMS

  • Your use of www.fa.com.sg (”the Website”) is subject to these Terms and Conditions. You will refrain from using this Website for any purpose that is illegal or prohibited by these Terms and Conditions. By using the website you fully accept the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms of Use, you must stop using the website at once.
  • Financial Alliance Pte Ltd (“the Company”) owns and operates this website. The Company comprises its owners, agents, employees and directors.
  • These Terms of Use may be updated at any time without notice. Should you continue to use the website after any changes are made, you shall be deemed to have accepted the changes. It is therefore your responsibility to check the Terms of Use regularly for any changes.

2. ADVICE

  • The contents of the website do not constitute advice and should not be construed as such or relied upon in making or refraining from making, any decision.

3. CHANGES TO THE WEBSITE

  • The Company reserves the right to, at any time:
    1. change or remove (temporarily or permanently) the website or any part of it without notice. You confirm that the Company shall not be liable to you for any such change or removal; and
    2. change these Terms of Use, and your continued use of the website after such changes shall be deemed to be your accepting them.

4. ACCEPTABLE USE

In using the website or its services you agree not to:

  • use any information or material in any manner that infringes any copyright, trademark, patent or other proprietary right of any party;
  • impersonate any person or entity;
  • violate any applicable laws or regulations;
  • use the website and/or its services in any manner that could damage, disable, overburden or impair the website and/or its services or interfere with any other party’s use and enjoyment of the website and/or its services; and
  • attempt to gain unauthorised access to any of the services, other accounts, computer systems or networks connected to the website and/or its services through hacking or any other means.

5. TERMINATION

  • The Company reserves the right to terminate your access to any or all of the services at any time, without notice, for any reason, including without limitation, breach of these Terms of Use. The Company may also at any time, at its sole discretion, discontinue the website and/or its services or any part thereof without prior notice and you agree that the Company shall not be liable to you or any third party for any termination of your access to the website and/or its services.

6. LINKS TO THIRD PARTY WEBSITES

  • The website includes links to third party websites that are controlled and maintained by others. Such links do not mean the Company endorses these websites, and you acknowledge and agree that the Company is not responsible for their content.

7. LINKING TO THE WEBSITE

  • You are hereby granted a non-exclusive, limited and revocable license to link to the public pages of this website. The Company reserves the right to revoke this license generally or your specific links at any time. If the license is revoked, you agree to immediately remove any and all of your links to this site.
  • Furthermore,
    1.  you agree not to present any link to the website in any way that it appears to be advertising or endorsing any organisation, product or service (other than the Company’s own) without express written permission of the Company;
    2. you agree not to link to the website from a site which contains content which could be reasonably considered obscene, defamatory, harassing, offensive, distasteful or malicious or is unlawful;
    3. you agree not to use any link to damage the interests of the Company;
    4. you agree not to distort any image, logo or trademark;
    5. Framing’ the site or its content is expressly forbidden. You may not copy any portion of the site to your server;
    6. you agree not to misrepresent your relationship with the Company or its business;
    7. you agree not to link from any website you do not own; and
    8.  you agree not to link from any website which could be considered a competitor of the Company without express permission.
  • You specifically agree to cooperate fully with the Company to remove or de-activate any such activities and to be liable for all damages which occur as a result of you breaking these conditions.

8. INTELLECTUAL PROPERTY

  • Product names, images, logos, brands, software and other trademarks featured or referred to within the website are the property of the Company or its licensors.
  • All copyright, trademarks and all other intellectual property rights in the website and its content (including without limitation the website design, text, graphics and all software and source codes connected with the website and services) are owned by or licensed to the Company or otherwise used by the Company as permitted by law.
  • All software used on this site is the property of the Company or its software suppliers and/or affiliates and is protected by Singapore and international copyright laws.
  • All contents on this website are copyrighted by the Company unless otherwise noted.
  • In accessing the website you agree that you will access the contents solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

9. INDEMNITY

  • You agree to indemnify and hold the Company and its employees and agents harmless from and against any breach by you of these Terms of Use and any claim or demand brought against the Company and/or the website by any third party arising out of your use of the website or its services and/or any content submitted, posted or transmitted through the services, including without limitation, all claims, actions, proceedings, losses, liabilities, damages, costs, expenses (including reasonable legal costs and expenses) howsoever suffered or incurred by the Company in consequence of your breach of these Terms of Use or other liabilities arising out of your use of this website.

10. SEVERABILITY

  • If any of these Terms of Use are determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term of Use shall be severed from the remaining Terms of Use, which shall retain their full force and continue to be binding and enforceable.

11. GOVERNING LAW

  • These Terms of Use shall be governed by and construed in accordance with the law of Singapore and you hereby submit to the exclusive jurisdiction of the Singaporean courts.

Contact Us

150 Beach Road, #12-01/08, Gateway West, Singapore 189720

+65 62221889

+65 62221019

feedback@fa.com.sg

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This advertisement or publication has not been reviewed by the Monetary Authority of Singapore.

Copyright © 2011-2022 Financial Alliance Pte Ltd Co. Reg. No 199307144W. All rights reserved.

Year 2022

  • Celebrate our 20th Anniversary as an Independent Financial Advisory Firm

Year 2011

  • Full Scale Corporate Brand Facelift, introducing the seven-dot new logo created in our corporate colours

 

  • Established the Financial Alliance Islamic Wealth Advisory (“FAiWA”) Division to provide Muslim clients with financial planning and wealth management services

Year 2002

  • Established as an Independent Financial Advisory (“IFA”) firm which aligns the company to client’s needs

Year 2004

  • Became the first IFA firm to create the Unit Trust Fund Selector to compare diverse funds to meet client’s needs

Year 2005

  • Created the first Life Insurance Product Comparison Databank which compares hundreds of life insurance products from numerous insurers

Year 2006

  • Created the Integrated Business Operations Support System (“iBOSS”) – a database that provides administrative supports, and allows FARS to access information about business activities, client’s details and upcoming events

Year 2007

  • Became the first IFA firm to win the Asian Management Association’s Professional Enterprise Award

Year 2008

  • Became the only IFA firm to attain the Singapore Quality Class (“SQC”) and People Developer statuses

 

  • Enhanced protection on clients by setting a compulsory “Education Level” to ensure that clients understand the recommendations and product disclosures given

 

  • Adopted the 4-Stage Market Recovery Model to educate practitioners and clients about current market positions and brace themselves for the future

Year 2009

  • Became a Singapore SME 500 firm

Year 2010

  • Acquired another financial advisory firm and significantly expanded market presence.

Year 2012

  • First and only IFA firm to be awarded the SQC Star* status

 

  • Created Auto Quote System (“AQS”) to gather quotes from various general insurance companies, such as motor insurance companies

 

  • Celebrated A Decade of Distinction (2002 – 2012)

 

  • Upgraded Investment Experience Questionnaire to Customer Knowledge Assessment (CKA) to better assess clients’ ability in understanding financial solutions

 

  • Developed the Product Suitability Assessment (PSA) framework to assess if client’s intended investment is suitable, based on his/her current financial position

Year 2021

  • Launched HARVERZ, our proprietary digi-adviser to empower our Consultants to serve their investment clients with higher efficiency and sharper fund selection capability

 

  • Launched ELEVATE portal to publicise our series of webinars. Through the webinars, we aim to educate the public to be more financially savvy and elevate their level of financial fitness.

 

  • Launched ENGAGE portal, giving our Consultants the crucial platform to unleash their digital marketing chops

 

  • Established IAM Unit (Independent Asset Management Unit) to partner with private banks to offer discretionary investment management services to accredited investors

Year 2013

  • The full roll-out of e-Financial Compass to facilitate paperless advisory documentation and electronic submission for supervisor approval

 

  • Launched Shariah-Compliant Portfolios to give Muslim clients Islamic investment options

 

  • Launched a series of free open-to-public seminars to encourage the public to look after their financial and physical health

Year 2014

  • Extended our independent advisory business to Malaysia

 

  • Adopted Core-satellite approach for our Model Portfolio to minimise portfolio volatility while allowing portfolio to outperform the stock market

Year 2015

  • Ranked in Singapore SME 1000

 

  • Introduced 101 ILP Recommendations for our clients

Year 2016

  • Launched Financial Compass mobile application to help consumers in retirement planning and obtain retirement planning solutions

 

  • Won Silver for Most Preferred Financial Adviser from ShareInvestor Awards.

 

  • Launched Company-wide Portfolio Mass Rebalancing capability to better manage clients‘ investments and respond faster to market movements

 

  • Launched Managed Account Solution with Havenport to extend a new service capability to customers

 

  • Ranked in Singapore SME 1000 for 6 consecutive years

Year 2017

  • Celebrated our 15th Anniversary

 

  • Held Symphony of the Heart concert (part of our 15th Anniversary celebrations) in support of Willing Hearts and Singapore Wind Symphony

 

  • Successfully renewed the dual SQC Star and People Developer statuses

 

  • Ranked in Singapore SME 1000

 

  • Won Marketing Institute of Singapore – Most Popular Brand on Social Media (Financial Advisory) Award

 

  • Won Marketing Institute of Singapore – Best Mobile App User Experience Award

Year 2018

  • Won International Adviser Best Practice Adviser Awards 2018 – Excellence in Marketing

 

  • Ranked in Singapore SME 1000

Year 2019

  • Won Brands for Good 2019 – Champion for Workplace & People Development

 

  • Won Brands for Good 2019 – Honouree for Community; Social Giving & Engagement

 

  • FPAS Financial Planner Award 2019, Financial Advisory Corporate Winner

 

  • Launched Life Insurance Made Easy (LIME) , a proprietary portal containing voluminous details of life insurance policies issued by our business partners. LIME boosts our Consultants’ efficiency and cleint ena in their life insurance business

 

  • Launched Improved Integrated Business Operations Support System II

Year 2020

  • Moved to our brand new office at Gateway West, Beach Road

 

  • Rolled out non-face-to-face client engagement capability, including a highly secure 2FA “e-sign” feature, during Circuit Breaker and the ensuing period of prolonged social restrictions. Our nimble responses enabled our clients’ needs to be served even when physical meetings could not be held

Talk to a Consultant

  • Financial Alliance Pte Ltd ( “FAPL”) is licensed by the Monetary Authority of Singapore (“MAS”) and allowed to conduct financial advisory activities in accordance with the Financial Advisers Act (Cap. 110) (“FAA”) and the Securities & Futures Act (Cap. 289) (“SFA”) within the jurisdiction of the Republic of Singapore and in accordance with the licenses granted by MAS
    鑫盟理财私人有限公司( “鑫盟理财”)持有由新加坡金融管理局(“MAS”)所颁发的牌照，并许可在新加坡共和国境内依据财务顾问法（第110章）和证券与期货交易法（第289章）进行财务咨询等相关业务
  • Any services provided by FAPL to persons not ordinarily resident in Singapore are provided solely on an offshore basis from Singapore, resulting from direct enquiry on the part of the foreign residents.
    鑫盟理财为非新加坡居民所提供的任何服务仅限于直接向鑫盟理财发出咨询请求的国外居民。
  • As an integral part of the provision of such services, FAPL may from time to time make available to such residents, documents and information making reference to capital markets products (for example, in connection with the provision of fund management or investment advisory services outside of the foreign jurisdiction).
    作为提供此类服务的一部分，鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息（例如，关于海外司法管辖区以外的资金管理或投资咨询服务等信息）。
  • Such documents and information are provided by Financial Alliance Pte Ltd (“FAPL”) is for general information only and is not intended for anyone other than the recipient.
    此类由鑫盟理财所提供的文件和信息仅供收件人做一般信息参考。
  • It does not take into account the specific investment objectives, financial situation or particular needs of any particular person.
    此类文件和信息不会把-个人投资目标，财务状况或其特定需求等考虑在内。
  • It does not constitute the making available of, or an offer or solicitation by FAPL to buy or sell or subscribe for any such capital markets product or to enter into a transaction or to participate in any particular trading or investment strategy nor an advice or a recommendation with respect to such financial products.
    鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品，或达成交易或参与任何特定的投资策略，也不构成有关此类金融产品的建议或推荐。
  • These documents may not be published, circulated, reproduced or distributed in whole or in part to any other person without FAPL’s prior written consent.
    未经鑫盟理财的事先书面同意，不得将这些文件全文或部分发布，传播，复制或分发给其他人。
  • This document is not intended for distribution to, publication or use by any person in any jurisdiction, where such distribution, publication or use would be contrary to applicable law or would subject FAPL and its related corporations, connected persons, associated persons and/or affiliates to any registration, licensing or other requirements within such jurisdiction.
    鑫盟理财无意在分发，出版或使用此类文件可能违反当地法律，或本公司及关联公司或关联人士需要注册，获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
    在与鑫盟理财进行讨论或签订合约时，您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。
  • In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

  • By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

By submitting this form, I confirm that

提交此表格，即表示

  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
    我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策，并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
    我已阅读并理解了上述免责声明，特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
    鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.