Category: Retirement Planning

3 Dividend Traps that Make Investors Lose Money in their Retirement Portfolio

Contributed by Kenny Loh Senior Consultant, Financial Alliance Pte Ltd (The contributor can be contacted at kennyloh@fapl.sg) To learn more about him and read his articles, visit his blog  There is nothing wrong with investing in dividend stocks to generate passive income for your retirement planning. However, it will cause a huge dent in your retirement portfolio if […]

Invest Your Retirement Fund in Cryptocurrencies? Think Again

retirement planning - financial alliance

Contributed by Kenny Loh Senior Consultant, Financial Alliance Pte Ltd (The contributor can be contacted at kennyloh@fapl.sg) To learn more about him and read his articles, visit his blog  Many retail investors are drawn to the hype of investing in cryptocurrencies as they believe this asset class, which is aggressively marketed as a phenomenal wealth creation tool, […]

3 Pitfalls Investors Must Know Before Investing in REITs

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Contributed by Kenny Loh Senior Consultant, Financial Alliance Pte Ltd (The contributor can be contacted at kennyloh@fapl.sg) To learn more about him and read his articles, visit his blog  Most investors are attracted by the high yield and passive income REITs offer. However, there are 3 important points to take note of when investing in REITs.

5 Reasons Why You Should Include REITs in Your Retirement Portfolio

investment planning - financial alliance

Contributed by Kenny Loh Senior Consultant, Financial Alliance Pte Ltd (The contributor can be contacted at kennyloh@fapl.sg) To learn more about him and read his articles, visit his blog  One of the most common questions I am asked in my seminars is, “What types of asset classes are suitable in our retirement  portfolios? Endowment, annuity, universal life, bonds, equities, physical properties, […]

Are you SABOing your Investment for Retirement?

retirement planning - financial alliance

Contributed by Kenny Loh Senior Consultant, Financial Alliance Pte Ltd (The contributor can be contacted at kennyloh@fapl.sg) To learn more about him and read his articles, visit his blog  It was a very unfortunate event that investors lost their hard-earned money and retirement funds with Six Capital (Read the story here: Angry investors file police reports against […]

Financial Planning: Get MAPPED

financial planning singapore - financial alliance

Contributed by: Estelle Heng Intern from Gerontological Management Studies, School of Humanities and Social Sciences, Temasek Polytechnic. ‘I’m too young to think about this’ is probably the most common excuse not to start financial planning in Singapore. However, if we think twice, we’re never too young. Parents buy insurance for their babies as soon as they […]

4 Tips to Build a Stable Retirement Nest Egg

best retirement plans

Contributed by: Shawn Low Wei Xuan Intern from Gerontological Management Studies, School of Humanities and Social Sciences, Temasek Polytechnic. We often worry about whether our savings are sufficient to last us throughout our retirement period as we have to consider a lot of unpredictable factors like our desired lifestyle, our dependents’ needs, inflation, longevity, accidents […]

Retirement Planning Tips for Entrepreneurs

best retirement plans - financial alliance

In our earlier blog post, some factors to be considered by entrepreneurs when planning for their retirement were discussed, so this blog post will dive straight into a few retirement planning tips that entrepreneurs in Singapore may find useful.

What Retirement Planning Factors Entrepreneurs Should Look Out For

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Regardless of whether one is an employee or entrepreneur, it’s natural for one to aim to have the best possible retirement plan in place so that one can enjoy his/her golden years with peace of mind. However, as an entrepreneur, retirement planning could be a little less straightforward and is subject to different considerations from […]

The Best Retirement Plan – a Healthy, Wealthy and Happy Life

best retirement plans - Financial Alliance

Although money plays an important role in creating for ourselves the best retirement plan we can afford, a fulfilling retirement is more than just about money. Many key components have to be put together to make a happy and worthwhile retirement come true. We take a quick look at two essential qualitative factors of a […]

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Year 2022

  • Celebrate our 20th Anniversary as an Independent Financial Advisory Firm

Year 2011

  • Full Scale Corporate Brand Facelift, introducing the seven-dot new logo created in our corporate colours

 

  • Established the Financial Alliance Islamic Wealth Advisory (“FAiWA”) Division to provide Muslim clients with financial planning and wealth management services

Year 2002

  • Established as an Independent Financial Advisory (“IFA”) firm which aligns the company to client’s needs

Year 2004

  • Became the first IFA firm to create the Unit Trust Fund Selector to compare diverse funds to meet client’s needs

Year 2005

  • Created the first Life Insurance Product Comparison Databank which compares hundreds of life insurance products from numerous insurers

Year 2006

  • Created the Integrated Business Operations Support System (“iBOSS”) – a database that provides administrative supports, and allows FARS to access information about business activities, client’s details and upcoming events

Year 2007

  • Became the first IFA firm to win the Asian Management Association’s Professional Enterprise Award

Year 2008

  • Became the only IFA firm to attain the Singapore Quality Class (“SQC”) and People Developer statuses

 

  • Enhanced protection on clients by setting a compulsory “Education Level” to ensure that clients understand the recommendations and product disclosures given

 

  • Adopted the 4-Stage Market Recovery Model to educate practitioners and clients about current market positions and brace themselves for the future

Year 2009

  • Became a Singapore SME 500 firm

Year 2010

  • Acquired another financial advisory firm and significantly expanded market presence.

Year 2012

  • First and only IFA firm to be awarded the SQC Star* status

 

  • Created Auto Quote System (“AQS”) to gather quotes from various general insurance companies, such as motor insurance companies

 

  • Celebrated A Decade of Distinction (2002 – 2012)

 

  • Upgraded Investment Experience Questionnaire to Customer Knowledge Assessment (CKA) to better assess clients’ ability in understanding financial solutions

 

  • Developed the Product Suitability Assessment (PSA) framework to assess if client’s intended investment is suitable, based on his/her current financial position

Year 2021

  • Launched HARVERZ, our proprietary digi-adviser to empower our Consultants to serve their investment clients with higher efficiency and sharper fund selection capability

 

  • Launched ELEVATE portal to publicise our series of webinars. Through the webinars, we aim to educate the public to be more financially savvy and elevate their level of financial fitness.

 

  • Launched ENGAGE portal, giving our Consultants the crucial platform to unleash their digital marketing chops

 

  • Established IAM Unit (Independent Asset Management Unit) to partner with private banks to offer discretionary investment management services to accredited investors

Year 2013

  • The full roll-out of e-Financial Compass to facilitate paperless advisory documentation and electronic submission for supervisor approval

 

  • Launched Shariah-Compliant Portfolios to give Muslim clients Islamic investment options

 

  • Launched a series of free open-to-public seminars to encourage the public to look after their financial and physical health

Year 2014

  • Extended our independent advisory business to Malaysia

 

  • Adopted Core-satellite approach for our Model Portfolio to minimise portfolio volatility while allowing portfolio to outperform the stock market

Year 2015

  • Ranked in Singapore SME 1000

 

  • Introduced 101 ILP Recommendations for our clients

Year 2016

  • Launched Financial Compass mobile application to help consumers in retirement planning and obtain retirement planning solutions

 

  • Won Silver for Most Preferred Financial Adviser from ShareInvestor Awards.

 

  • Launched Company-wide Portfolio Mass Rebalancing capability to better manage clients‘ investments and respond faster to market movements

 

  • Launched Managed Account Solution with Havenport to extend a new service capability to customers

 

  • Ranked in Singapore SME 1000 for 6 consecutive years

Year 2017

  • Celebrated our 15th Anniversary

 

  • Held Symphony of the Heart concert (part of our 15th Anniversary celebrations) in support of Willing Hearts and Singapore Wind Symphony

 

  • Successfully renewed the dual SQC Star and People Developer statuses

 

  • Ranked in Singapore SME 1000

 

  • Won Marketing Institute of Singapore – Most Popular Brand on Social Media (Financial Advisory) Award

 

  • Won Marketing Institute of Singapore – Best Mobile App User Experience Award

Year 2018

  • Won International Adviser Best Practice Adviser Awards 2018 – Excellence in Marketing

 

  • Ranked in Singapore SME 1000

Year 2019

  • Won Brands for Good 2019 – Champion for Workplace & People Development

 

  • Won Brands for Good 2019 – Honouree for Community; Social Giving & Engagement

 

  • FPAS Financial Planner Award 2019, Financial Advisory Corporate Winner

 

  • Launched Life Insurance Made Easy (LIME) , a proprietary portal containing voluminous details of life insurance policies issued by our business partners. LIME boosts our Consultants’ efficiency and cleint ena in their life insurance business

 

  • Launched Improved Integrated Business Operations Support System II

Year 2020

  • Moved to our brand new office at Gateway West, Beach Road

 

  • Rolled out non-face-to-face client engagement capability, including a highly secure 2FA “e-sign” feature, during Circuit Breaker and the ensuing period of prolonged social restrictions. Our nimble responses enabled our clients’ needs to be served even when physical meetings could not be held

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    作为提供此类服务的一部分，鑫盟理财会不时向此类咨询者提供有关产品的参考文件和信息（例如，关于海外司法管辖区以外的资金管理或投资咨询服务等信息）。
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    鑫盟理财向该人士提供此类文件和信息将不构成要约或招揽购买或出售或认购任何此类资本市场产品，或达成交易或参与任何特定的投资策略，也不构成有关此类金融产品的建议或推荐。
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    未经鑫盟理财的事先书面同意，不得将这些文件全文或部分发布，传播，复制或分发给其他人。
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    鑫盟理财无意在分发，出版或使用此类文件可能违反当地法律，或本公司及关联公司或关联人士需要注册，获得许可或符合规定的司法权区向当地人士分发、出版此类文件或供其使用。
  • You shall ensure that you have and will continue to be fully compliant with all applicable laws in your home country when entering into discussion or contracts with FAPL.
    在与鑫盟理财进行讨论或签订合约时，您应确保您已完全遵守并将继续遵守您所在原居住国的所有适用法律及条规。
  • In compliance with the Personal Data Protection Act, Financial Alliance Pte Ltd (“FAPL”) seek your consent to collect and use your personal data (e.g. name, NRIC, contact numbers, mailing addresses, email addresses and photograph) for the purposes of and in accordance with FAPL’s Data Protection Policy, which can be found on FAPL’s website at https://fa.com.sg/data-protection-policy/.

同意向您收集并使用您的个人信息。鑫盟理财将根据公司的个人数据保护政策所阐述的用途使用您的个人资料（例如姓名，证件号码，联系电话，邮寄地址，电邮地址和照片）。 该政策可在本公司网站上查寻，网址为 https://fa.com.sg/data-protection-policy/.

  • By submitting this form, you are deemed to have read and understood FAPL’s Personal Data Policy.

提交此表格，即表示您已阅读并理解鑫盟理财私人有限公司的个人数据政策

By submitting this form, I confirm that

提交此表格，即表示

  • I have read and understood FAPL’s Personal Data Policy, and hereby give my acknowledgement and consent to FAPL to use my personal data in accordance with FAPL’s Personal Data Policy.
    我已阅读并理解鑫盟理财私人有限公司的个人数据保护政策，并同意鑫盟理财私人有限公司根据个人数据保护政策所阐述的用途使用我的个人资料。
  • I have read and understood the disclaimers above and hereby affirm my acceptance of these terms.
    我已阅读并理解了上述免责声明，特此声明接受这些条款。
  • I have not been directly contacted or approached by any representative or employee of FAPL with an offer or solicitation to apply for any financial products not offered in my home country.
    鑫盟理财私人有限公司的代表或员工并未直接与我联系或提出要约或招揽购买我原居住国境内所不提供的任何金融产品.